If you can't find a house you want to buy you may be tempted to build your home yourself. In that case, you’ll need to choose between a stick-built house and a modular home. Stick-built means your home is built the old-fashioned way, with a crew of workers on site for months raising the home and fitting it with plumbing and electricity.
However, buyers should also be aware that modular homes do come with some drawbacks, and ultimately are still seen as less desirable than a stick built home by many people. Below you will find a comprehensive look at the advantages and disadvantages of modular homes.
Modular home manufacturing has improved significantly in recent years, and can often compete toe-to-toe with the standard stick built home. In fact, sometimes the quality can actually be better when compared to some stick builders. Modular homes are built in a factory setting, on an assembly line, which means the building process for all the pieces is under intense quality control.
A stick built home, on the other hand, is built from scratch on the land where it will sit. Being in the real estate business for many years I can tell you there have been times where a builder has not done an adequate job of keeping the lumber used in construction protected from the elements. Problems can occur from this kind of neglect but it is only years down the road you find out about it.
Speed Of Construction
Modular homes can go up quickly, often faster than a regular stick built home. If you consider all the areas where delays are possible when building a regular home, it is easy to see why this is the case. The materials for a stick built home may be sourced from all over the country, and each different supplier must get the materials to the builder on time.
There are many opportunities for things to go wrong just in the transportation process. A modular home is one of many other homes being built by the manufacturer, which means that supplies are usually abundant to get the job done on time.
Weather can also be an issue with a stick built home. If it is raining, snowing or dangerous outside, such as with thunder storms, then builders will have to stop until the weather improves. A modular home is mostly constructed indoors, where weather is not an issue.
If you are have any time constraints whatsoever in transitioning from your existing home to a new place, a modular home could be something to consider just for the savings in time.
Because the modular home is one of many being built by the same manufacturer, with less possible down time, there are less costs associated with its construction. The cost of a modular home can be up to 15% cheaper than a stick built home, and possibly even more affordable if you are building your home in a location that is hard to get to or far from major manufacturing centers.
More Financing Options
In addition to the regular financing options that most home buyers have, you also have the option of financing the home through the manufacturer. Sometimes manufacturers will offer better financing options than other lenders, which means you not only get a less expensive home, you also can often get more favorable financing. This of course is not always the case but certainly worth looking into.
Not A Mobile Home
A modular home is not a mobile home, or a manufactured home. Although mobile homes have come a long way as well, and are now built to much higher standards than they once were, they are still not a particularly good value. Their resale value is not as good as a modular or a stick built home, and they tend not to last as long as a modular or stick built home.
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